TERMS OF USE 
By using this website, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this website. These conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then-current conditions to which you are bound.

DISCLAIMER
To the fullest extent permissible pursuant to applicable law, the materials on this website are provided as is and without warranties of any kind, either expressed or implied.  Urban Financial Services Coalition New York (UFSCNY) disclaim all warranties, expressed or implied, including, but not limited to, implied warranties and fitness for a particular purpose.  UFSCNY does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components.  UFSCNY does not warrant or make any representations regarding the use or the results of the use, of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise.  You (and not UFSCNY) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all applicable terms, exclusions and conditions and are provided solely for general informational purposes.  This website may be linked to other websites which are not maintained by UFSCNY.  UFSCNY is not responsible for the content of such websites.  The inclusion of any link to such websites does not imply UFSCNYs' approval or endorsement of such sites or the content thereof.

LIMITATION OF LIABILITY
While UFSCNY uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permissible pursuant to applicable law, UFSCNY makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall UFSCNY or any party involved in creating, producing, or delivering this website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website.  UFSCNY also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in this website or your downloading of any materials, data, text, images, video, or audio from this website.